Mutual Funds and other market-linked investments do not guarantee returns on your money. So, it may be challenging for investors to calculate how much their money will increase in the future or how much they need to invest in order to achieve their financial objectives. The SIP calculator might be a solution to this kind of risks.

What is SIP calculator: 

A Systematic Investment Plan, often known as a SIP, is a good financial tool to keep you engaged in regular investing. You may determine how much you will earn monthly using this SIP calculator. A SIP calculator is an online tool that determines the return on your SIP investment based on a projected rate of return and the investment's future value after a specific number of years. A SIP calculator will allow you to compare investment scenarios, assess various investment possibilities, and comprehend the role that compounds interest plays in the long-term growth of your money.

You may quickly ascertain how much you should put aside each month to achieve your financial objectives by using a SIP calculator. Also, it aids in your comprehension of how variables affecting the growth of your investment, such as frequency of investment, rate of return, and investment period, may affect them. Hence, assuming a specific rate of return and SIP contribution, you may use the SIP calculator to gain a general idea of how your investment will increase over a specific holding term.

Invest Smart, Invest efficiently using a SIP Calculator: 

The SIP Investing Calculator aids in resolving these issues and offers investors the following significant benefits:

1. Instantaneous Results: It has never been simpler to determine the future worth of your investments. There is no need for time-consuming figure crunching. The SIP Calculator consistently outputs accurate answers based on your inputs.

2. Simple to Understand and Use: You don't need to be a math pro to estimate your investment requirements because the SIP Calculator is incredibly simple to use. Also, it is cost-free and unrestricted in its usage.

3. Helps You Make Knowledgeable Investing Decisions: Planning your investments is essential if you are saving for a specific objective. To attain your investing goal with the least amount of trouble, use the SIP Calculator to estimate how much you need to save.

4. Discover the Best Investing Options: Unlike other calculators, which may merely show you the required monthly contribution amount or the potential future worth of your investments, we go much farther. In keeping with our promise to give you access to this tool, we also give you a list of funds that could be able to assist you in achieving your financial objectives.

5. Modify Your Results for Inflation: Everything costs more over time due to inflation, and the majority of SIP calculators in India are unable to give you figures that have been adjusted for inflation. Since we took care of this issue for you, all you have to do is click a button to obtain the results adjusted for inflation for your investment objectives.

The SIP calculator estimates the total investment value at maturity by taking into account the amount invested, the frequency of investments, the rate of return, and the length of time invested. A SIP Calculator can help you estimate your financial benefits over the next years.

UTI equity savings fund:

 The UTI equity savings fund is an open-ended hybrid equity savings plan by UTI Mutual Fund is the UTI Equity Savings Fund. UTI Equity Savings Fund invests in a mixed portfolio of equities and debt securities with some exposure to arbitrage. 

The UTI equity savings fund Scheme uses arbitrage possibilities, investments in equity and equity-related securities, and debt and money market instruments to provide income to investors and provides capital appreciation. The UTI equity savings fund's investment in domestic equities is 65.62%, of which 61.3% are large-cap companies and 0.82% are mid-cap stocks. Government securities make up 25.02 percent of the fund's debt position.

As of Mar. 4, 2023, the expense ratio for UTI equity savings fund Regular Growth is 1.51%. The UTI Stock Savings Fund Regular Growth's AUM, or assets under management, as of Mar. 4, 2023, is 260.51Cr. As of Mar. 3, 2023, the NAV of the UTI Equity Savings Fund Regular Growth is 13.90. The minimum SIP contribution is 500 rupees, and the minimum investment in the UTI Equity Savings Fund Regular Growth is 5000 rupees.

Regional banks, software and programming, consumer financial services, and oil and gas operations are the main industries in which the fund is involved. Sundaram Equity Savings Fund Growth, Mahindra Manulife Equity Savings Fund Regular Growth, Edelweiss Equity Savings Fund Regular Growth, UTI Equity Savings Fund Regular Growth, and Baroda BNP Paribas Equity Savings Fund Regular Growth are a few examples of funds with comparable investment objectives.