If you are planning a trip overseas, you should find out if your destination needs you to have travel insurance. Every year, more and more countries think about making insurance mandatory for foreign tourists. Because travel insurance is beneficial for the visa application and the traveller as well. It is mandatory to submit travel insurance for Schengen visa application. If you fail at submitting, you might experience rejection or delay in the visa process.

Many countries now require tourists to have travel insurance policy coverage. You can get travel insurance for Schengen visa to protect yourself in case of a medical emergency while you are travelling. Every country requires a travel insurance policy before they grant a visa to the applicant. 

Everything About Travel Insurance You Must Know

PRO TIP! If you are planning to apply for Schengen visa or any other country visa. We advise that you check the country’s embassy website for the latest edition in visa requirements. In this way you can determine what each country requires for travel insurance and you can learn about the travel insurance policy coverage.

Ever-wondered, Why more countries want people to have travel insurance coverage?

Before the COVID-19 outbreak began, the number of countries requiring travel insurance when you arrive had been slowly growing. Because it's bad and unprofessional to see when foreigners don't pay their medical bills, hospitals and if any luggage claim issues make travelling less likely. Also, travel insurance policy keeps the traveller safe from any kind of investing extra money. It enables you to enjoy the entire trip by remaining within your budget.

Along with travel insurance for Schengen visa, other necessary documents required for visa application are as follows:

• Valid Passport that has two or more blank pages for stamp purposes at the airport.

• Two recent photographs must be following the photo requirements according to the Schengen visa.

• Visa application form and its payment fee. A lot of applicants do not submit this document while it is mandatory.

• Cover Letter.

• Proof of accommodation.

• Proof of financial means.

• Dummy hotel booking and

• NOC Letter. 

Schengen Visa And Travel Insurance Policy Coverage 

People who want to travel to one of the following countries must ensure they have travel or travel medical insurance that covers them in that country. People who want to travel around Europe need to apply for a Schengen visa. And before they apply they need to update the visa documents. 

The European Commission says that people who want a Schengen visa must show proof of travel insurance that covers emergency medical costs, hospitalisation, and return. The base coverage must be at least €50,000, and the travel insurance for visa must be good for the whole stay in the Schengen Area.

The Schengen Area is in the middle of Europe and comprises 26 countries that have decided to eliminate their borders. The Schengen Zone is made up of 26 countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. Tourists visiting these countries only need one visa to go anywhere in the Schengen zone.

One rule of the Schengen visa is that everyone who wants a visa must have travel insurance that covers medical care and emergency escape. However, the applicants applying from New Zealand and Australia do not need to apply for a Schengen visa because they automatically get a 90-day visa when they enter. However, they still need travel insurance, and we suggest bringing printed copies of all important documents, including their travel insurance documents.

So, whether you belong to any country, a travel insurance policy is mandatory. Even if you are a resident of a country that doesn't require a visa, you still need to purchase travel insurance before you visit the country.